Yes that's right. It may just be a simple case of the TEXT sheet being too high up the list, or hidden.

Have a good sleep :)

My goodness! 2 groups! You really are quite an enthusiast. I hope your players appreciate the care you take with your maps :)

My tail! My tail! You've found my tail! :D

As for suggestions....

It's a bit difficult at this early stage. I guess you will be adding at least one mountain chain to each island unless any of them are intentionally flat all over. The actual suggestion is to finish doing that before you do anything else so that it's done and you can get a better feel for the next bit - whatever you decide to do next. Some people do terrain next and then settlements, and some do it the other way around. My preference is for terrain first, since the mountains and the terrain deeply affect the location of settlements.

Without the FCW it's quite difficult to make a good suggestion. If this is a private commission of some kind and the FCW can't be uploaded here, maybe contact Tech Support for help?

If you are working on top view maps it's a question of shadows.

A spire would be either a circular roof or some regular polygon shape, so they can be drawn using the House tool with a roof texture of your choice, on a sheet above all the other building sheets in the map so the long shadows they cast will fall over everything else. Or you could pick from the City Domes annual issue https://www.profantasy.com/annual/2018/bonus18.html which contains all kinds of small regularly shaped rooftops that could top a tall tower.

A spire might have a tall pinnacle above that roof, so you might need another sheet above that one to draw simple very thin pointy shadows to suggest that the little 'bobble on top' of a roof is actually the pointy bit of the spire.